1. Choose character concept
  2. Choose Primary Ancestry
  3. Choose Additional Ancestry or gain +1 LP
  4. Choose Culture
  5. Choose Languages
  6. Distribute 4 Saving Throw ranks
  7. Distribute 10 General Skill ranks
  8. Distribute 4 Expert Skill ranks
  9. Spend 5 LP on Ancestry Talents
  10. Spend remaining 15 or 15+1 LP
  11. Buy equipment (200 gold)
  12. Calculate HP, AC, EC, Initiative, Attacks, Saves